Ready to ditch sky-high rents without sacrificing cool-factor? Welcome to Kansas City, where savory BBQ, free streetcar rides, and killer jazz clubs meet a cost of living that’s 6.7% below the national average. From Downtown lofts and student-friendly digs to leafy suburbs and secret hideaways, KC’s 20 neighborhoods deliver the perfect mix of charm, convenience, and budget-savvy living. Let’s hit the streets!
Cost of Living in Kansas City: Affordable and Surprisingly Comfortable
One of the best parts about living in Kansas City? The cost of living is 6.7% lower than the national average. Families report saving around $2,000 annually when relocating here, especially if they choose older homes. And trust us, KCMO has plenty of charming, budget-friendly ones.
Here’s a quick breakdown of living expenses in Kansas City:
- Rent: Kansas City is packed with older, character-filled homes that can offer great value. According to Zumper, the average rent for a 1-bedroom apartment is around $1,160. That said, location makes a big difference. Apartments near Downtown will cost more than spots in more affordable neighborhoods like Armour Hills or East Side.
- Utilities: Utilities in KC are about 8% higher than the national average. With hot summers and cold winters, expect fluctuating bills—electricity surges in July, gas spikes in January. On average, you’re looking at $180 to $240 monthly for utilities.
- Transportation: Having a car in Kansas City is essential. Although most public transportation is free (yes, really), it doesn’t cover the whole city. Expect to pay around $120/month for car insurance. One major perk? The Kansas City Streetcar is completely free to ride and connects hot spots like River Market, P&L District, and Union Station. Free, convenient, and zero parking hassle.
- Groceries: Kansas City has great grocery options like Aldi, Trader Joe’s, and a solid lineup of farmers markets across the city. Expect to spend about $600/month on groceries if you’re cooking at home. Prefer dining out? With meals averaging $25, eating out daily can add up fast—your wallet’s been warned.
- Entertainment: This one’s personal. Maybe you’re all about free yoga in the park—or maybe some more expensive game day tickets for the Chiefs are your thing. A standard gym membership costs about $60/month, and with a few dinners out or local events, budgeting around $200/month for entertainment is a safe bet.
Top 20 Neighborhoods of Kansas City Ranked
1. Downtown Kansas City
Downtown is the heartbeat of the metro—and easily one of the best neighborhoods in Kansas City to live in if you’re after excitement, accessibility, and skyline views. A longtime favorite of our Diggz community, it’s ideal for young professionals, couples, and even families who want everything just steps away. You’ll find neighborhoods like River Market, Quality Hill, and the Financial District within its borders, offering everything from historic brownstones to modern high-rises and industrial-chic lofts.
One of the biggest perks? Transportation. The free KC Streetcar makes commuting around Downtown easy, connecting major hubs like Union Station and River Market while passing through art districts, foodie spots, and nightlife zones. For those with cars, major highways like I-70 and I-35 are right at your doorstep.
Downtown is also a major draw for students attending UMKC, Rockhurst University, Kansas City Art Institute, and Kansas City University. Thanks to its accessibility and abundance of housing, you can even find off-campus rentals starting around $500/month—a rare deal for a city center this active.
Things to do:
- Test out your basketball skills with friends at The College Basketball Experience, where tickets are just $20.
- In winter, the Crown Center Ice Terrace becomes a festive favorite for skating with a view
- Wander through the Crossroads Arts District, home to First Fridays, art galleries, and striking building-sized murals
- Grab dinner at local gems like The Town Company or Farina, then hop over to Power & Light District for bars, live music, and sports watch parties
- On Saturdays, hit the City Market for fresh produce, artisan goods, and global street food
2. North Kansas City
If you crave the Downtown lifestyle without the Downtown rent, North Kansas City delivers. Just across the river, it feels like a quiet suburb yet remains only minutes from the heart of KC. It’s a magnet for college students at Park University and KCU. For car-owners, highways I-29, I-35, and US-169 make zipping into work or class a breeze.
Sports fans will appreciate being a short drive from Arrowhead Stadium (Chiefs) and Kauffman Stadium (Royals), plus nearby Independence hosts the Kansas City Mavericks hockey team at Cable Dahmer Arena and the indoor soccer Comets at Silverstein Eye Centers Arena.
Surrounding suburbs like Prairie Village, Shawnee, Independence, and Lenexa each have their own draws. Lenexa’s wooded trails are only 10 minutes away, while Independence offers family-friendly parks and community events.
Things to do:
- Grab a beer flight at Big Rip Brewing Co. or catch live music at Knuckleheads Saloon
- Check out the North Kansas City Iron District, a vibrant hub of food stalls, shipping container shops, and events
- Bike the Riverfront Heritage Trail or kayak along the Missouri River
- Watch Chiefs or Royals games at nearby stadiums, or head Downtown for P&L nightlife post-game
3. South Plaza
Tucked just below Country Club Plaza, South Plaza is a favorite among students and young professionals alike, especially those attending UMKC, Rockhurst University, KCAI, or Saint Luke’s College. Students here can find off-campus housing and student roommates with Diggz for as low as $600. This area offers a mix of quiet residential streets, tree-lined walkways, and easy access to some of Kansas City’s best restaurants and shopping.
Housing here tends to be more affordable than in nearby Plaza proper, and you’ll find everything from classic brick apartments to townhomes. It’s ideal for those who want a balance between an academic atmosphere and relaxed city living.
Things to do:
- Stroll through Loose Park, one of the city’s most beautiful green spaces
- Grab a morning pastry from André’s Confiserie Suisse
- Explore the Toy and Miniature Museum, a hidden gem for history lovers
4. Country Club Plaza
According to Realtor Kyle Talbot, the Country Club Plaza is on track to become one of the most sought-after neighborhoods in Kansas City. Known for its Spanish-inspired architecture, upscale shopping, and dining scene, this area brings a slower, more relaxed pace than Downtown—without sacrificing amenities.
With the KC Streetcar expansion on the way, the neighborhood’s only drawback (limited public transit) is about to disappear. Most housing here consists of condos and historic buildings, but for modern vibes, head west to West Plaza, where newer developments are popping up.
Average rent for a 2-bedroom apartment in the Plaza area hovers around $1,509, and many homes offer stunning views of Weatherby Lake—a daily mood booster. It’s a hotspot for students, professionals, and empty nesters alike, with plenty of nearby campuses keeping the vibe fresh and social.
Things to do:
- Indulge in rooftop dining at Café Trio or grab a drink at O’Dowd’s Gastrobar
- Shop the luxury boutiques or local gems across the Plaza’s 15 blocks
- Visit The Nelson-Atkins Museum of Art or catch a show at Starlight Theatre
- Take a sunset walk along Brush Creek, especially during Plaza Lights season
5. Brookside
Brookside is one of Kansas City’s most picturesque neighborhoods—think quaint 1920s homes, tree-lined streets, and cozy local cafes that make you want to slow down and stay a while. Originally designed with convenience and community in mind, the neighborhood still delivers on both counts.
It’s a great fit for young professionals, small families, empty nesters, or anyone who loves a quiet lifestyle without being too far from the action. So you will be mixing in with a diverse crowd. The vibe? Peaceful mornings, relaxing evenings, and a few local haunts to keep things interesting—just don’t expect a booming nightlife scene.
Things to do:
- Don’t miss the Brookside Art Annual, which draws over 70,000 visitors each year.
- Craving BBQ? Head to Fogo de Chão for ribs or grab a spicy plate at Brookside Barrio, a local favorite for Mexican food.
6. Midtown-Westport
Westport is one of Kansas City’s oldest and most iconic neighborhoods, and it still oozes 19th-century charm with its cobblestone streets, antique lampposts, and colorful storefronts. It’s the go-to spot for art students, med students, and young creatives—especially those from nearby schools like KCAI, Rockhurst, UMKC, and Saint Luke’s College.
You’ll find everything from converted mansions and shared houses to affordable apartments, all within walking distance of some of KC’s best hangouts. And the shopping? Top-tier. Browse kitchen treasures at Pryde’s Old Westport or pick up vintage vinyl at Mills Record Company.
It’s walkable, well-connected by bus, and always buzzing—perfect for students and anyone who wants to live in the heart of the action.
Things to do:
- Shop at quirky, local boutiques and indie record stores
- Eat your way through iconic spots like Beer Kitchen, PotPie, and Room 39
- Join the fun during St. Patrick’s Day, Summer Beer Fest, Art Westport, or the Santa Dash
7. Briarcliff KC
According to Realtor Jennifer Hunt, Briarcliff hits that sweet spot between rural charm and city access. Think tree-lined hills, winding roads, and forest views—but with quick access to Downtown, KCI Airport, and major highways like I-29 and I-635. The northern half of the neighborhood is dotted with large ranch-style homes, but the southern part feels more urban and renter-friendly—perfect for roommates, students, or young professionals who want nature without giving up convenience.
Residents are spoiled with choices to relish nature with Briarcliff Park, Waterworks Park, and trek along the Briarcliff Greenway. You’ll find sleek apartment complexes with scenic views and plenty of room to spread out. Plus, Briarcliff’s elevation means some spots even offer skyline views of KCMO. Not too shabby for living just outside the core.
Things to do:
- Trek or picnic in the lush green spaces and trails nearby
- Shop and dine at the Village at Briarcliff—don’t miss Trellis Café for brunch or Piropos for an upscale Argentine meal with a view
- Pop into Design in the City for unique home goods or grab a treat from Panera with a forest backdrop
8. Waldo
Waldo is one of Kansas City’s most walkable neighborhoods, and that’s a big deal in a city where a car is usually king. Located just south of Brookside, it’s a favorite for young professionals and first-time homeowners looking for an affordable, community-focused vibe. Waldo is around 16% cheaper than the national average, and you can rent a 2-bedroom apartment for about $1,157—a steal if you’re splitting rent.
The neighborhood has a local, almost small-town feel, thanks to its abundance of independently owned businesses. It’s super convenient, centrally located, and packed with personality.
Things to do:
- Join the annual Waldo Trolley Run, a popular 4-mile community race
- Walk or jog along the scenic Trolley Trail or nearby Ward Parkway
- Grab a slice at the iconic Waldo Pizza or sushi at Kokoro Maki House
- Get your BBQ fix at McGonigle’s or catch live tunes at The Piano Room
- Sip something strong at Bobby Baker’s Lounge, a neighborhood staple
9. Northeast Kansas City
This Kansas City neighborhood is one of the city’s oldest, most eclectic areas. It is known for its ornate Victorian homes, rich immigrant history, and a growing creative and startup scene, making it a magnet for young professionals and college grads. According to RentCafe average rent for a 1-bedroom runs around $725 and $2,236.
It’s also well-served by Bus Rapid Transit along Armour Boulevard, so getting downtown or out to UMKC’s campuses is straightforward. Plenty of off-campus housing near UMKC are located in this KC neighborhood.
Local businesses are popping up everywhere. You can grab coffee at Coffee Ethic, brainstorm over tacos at El Camino, or unwind after work with a craft brew at Broadway Brewery. The neighborhood’s affordability and DIY spirit make it perfect for starting your career without the crushing rent. Best of all, you’ll be minutes from cultural anchors like the Kansas City Museum and Cliff Drive Scenic Byway.
Things to do:
- Tour the Kansas City Museum and explore Pendleton Heights’ historic homes
- Co-work at Coffee Ethic or brainstorm in the Northeast Makerspace
- Catch live music and open-mic nights at Green Lady Lounge
- Shop local at the Northeast Farmers Market every Saturday
10. Red Bridge
Red Bridge blends peaceful, suburban living with plenty of outdoor and social options—ideal for students and young professionals who want more room and lower rents without sacrificing connectivity. A 2-bedroom rental typically runs $1,083 to $1,643, making it one of the metro’s better value suburbs. While most residents drive, the neighborhood is also lined with safe bike lanes and direct routes to UMKC South Campus and Rockhurst University via Gregory Boulevard.
This area has quietly built up a solid food-and-drink scene: weekday coworking at Station South Coffee transitions into evening trivia or live music at Red Bridge Brewery. Active types love the Indian Creek Trail and Blue River Greenway, which double as perfect routes for a post-class jog or weekend brunch bike ride. And when you need big-city perks, Downtown KC and Overland Park are both a 20-minute drive away.
Things to do:
- Morning run or bike on the Indian Creek Trail
- Brunch and study sessions at Station South Coffee
- Local craft beers at Red Bridge Brewery with weekly events
- Explore Native American history at the nearby Gus Graves Museum
11. Martin City
Martin City is all about BBQ, beer, and big spaces. Known for its local food scene, it’s home to the iconic Jack Stack BBQ, Martin City Brewing Company, and a handful of steakhouses that feel straight out of the Midwest playbook. Housing is more spread out, with duplexes, houses, and newer rentals catering to those who don’t mind a short drive to the action.
The average rent in Martin City, Kansas City, MO is $1,342.
12. 18th and Vine Jazz District
Few neighborhoods in Kansas City carry as much cultural weight as 18th & Vine. This historic district is the birthplace of Kansas City jazz and a hub for Black history, music, and soul food. It’s also where KC’s reputation for smoked meats really hits its stride—this is where barbecue meets blues.
You’ll find world-class museums here, including the Negro Leagues Baseball Museum and the American Jazz Museum. Just a block away, the Black Archives of Mid-America offers one of the largest collections of African-American history in the Midwest.
Hungry? Hit up KC Blues & Jazz Juke House for a soul-filled blues brunch, or grab Cajun eats at Bayou on the Vine.
Average rent: Around $1,300 for a 1-bedroom, with many housing options reflecting the area’s historic charm.
13. Overland Park
Just south of Kansas City, Overland Park is the second-largest city in Kansas and one of the metro’s most sought-after areas. While the northeast side tends to cater more to families, the rest of OP offers something for everyone—singles, couples, and young professionals included. With average rent for a 2-bedroom at $1,693, it’s a great deal for such a large, well-connected, and scenic suburb. And with Diggz, you can meet a roommate and rent a room in Overland Park for as low as $600!
You’ll find everything from expansive green spaces like Ernie Miller Park’s 116 acres of hiking trails to cultural stops like the Johnson County Museum and the Nerman Museum of Contemporary Art. It’s clean, central, and full of low-key charm.
14. Ruskin Heights
If you’re after space and savings, Ruskin Heights is your spot. This southeast neighborhood is packed with mid-century homes and generous lawns, and it’s one of the most affordable areas in KCMO—we’re talking two-bedroom rentals around $950. It’s super quiet and residential, great for families or anyone looking to slow the pace. Grab BBQ from LC’s Bar-B-Q or a weekend plate from Waffle House, then spend your Sundays exploring Longview Lake Park nearby.
15. Armour Hills
Tucked between Brookside and Waldo, Armour Hills is cozy, walkable, and full of storybook Tudor-style homes. It feels like the set of a movie—think winding sidewalks, kids on bikes, and neighbors who say hi. Perfect for young couples and professionals who want the charm without the chaos.
Brunch at Avenues Bistro, grab a coffee at Heirloom Bakery & Hearth, and hit Trolley Trail for a midday stroll. You’ll be paying around $1,236 for a 2-bedroom, but it’s worth every peaceful penny.
16. East Side
One of KCMO’s most historic and culturally rich areas, the East Side is evolving. It’s where deep roots meet big potential—you’ll find everything from jazz history to community gardens. Check out the Kansas City Zoo in nearby Swope Park or catch a game at Blue Valley Sports Complex or Kauffman Stadium.
This neighborhood is huge and varied, but if you don’t mind being early to the party, the rent is low and the pride is high. You’ll get space to grow—literally and figuratively.
17. Sunset Hill
This one’s for the peaceful aesthetes. Sunset Hill is green, elegant, and just far enough from the buzz of the Plaza to feel like your own private Kansas City. The homes? Gorgeous. The streets? Canopy-lined. Take a walk to Loose Park, sip a martini at Grand Street Café, and know that you’ve arrived.
Rent here for a 2-bedroom apartment averages around $1,403, but for the architecture, landscaping, and proximity to the city’s best museums and restaurants, it’s a gem worth splurging on.
18. Tower Homes
Tower Homes is one of those under-the-radar Kansas City neighborhoods that quietly wins people over. Located just south of Brookside, it’s filled with charming brick homes, tree-lined streets, and a strong sense of community. It’s especially popular with first-time buyers and renters looking for a residential vibe without being too far from the action.
19. Ivanhoe
Ivanhoe is a youthful, tight-knit neighborhood—over 40% of residents are under 34, so chances are, you’ll make a few friends just walking the block. The area is dotted with classic foursquare homes and sits near Highway 71 and Prospect Avenue, blending accessibility with community charm.
While it may not have every amenity, what it does have is connection.
“You can have a really packaged home somewhere but not know your neighbors,” says Alana Henry of the Ivanhoe Neighborhood Council. “Or you can pick your home in a vibrant community that is always looking forward to progress.”
True to its neighborly spirit, Ivanhoe also offers a growing number of KC coliving spaces—ideal if you’re looking for both affordability and a built-in community.
20. Blue Hills
Home to students at the UMKC Volker Campus, Blue Hills is more than just a college-friendly neighborhood. This Kansas City is one of the few places in KCMO with a truly convenient commute. U.S. Route 71 runs along its eastern edge, connecting to I-435, I-70, and I-35, making it easy to get anywhere in the metro.
Rent is refreshingly low, with a 2-bedroom averaging $1,147/month—about $550 per person. Quiet, connected, and budget-friendly? That’s a win.
Let’s Move Now!
There you have it—20 slices of Kansas City life, each with its own flavor, price point, and “things to do” list. From the art-filled streets of Crossroads to the tree-canopied calm of Sunset Hill, KC proves you don’t have to choose between affordability and excitement.
Ready to make your move? Pick a neighborhood, pack your bags, and let KC show you why Midwestern living has never been more fun (or budget-friendly). Specially when living with a roommate “wink wink”.
Check out Diggz to find your perfect Kansas City Roomie.